Average Car Insurance Rates

Average Car Insurance Rates

Average Car Insurance Rates

We examined the average cost of car insurance by state to help you figure out how much you should be paying in premiums for a policy.

Average Annual Car Insurance Cost in America. The average annual cost of car insurance in America is just over $1,300, according to a study commissioned by Quadrant Information Services. On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance. Various factors can go into the pricing of car insurance including geographical location — making every state’s average cost sightly different.

On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance. Various factors can go into the pricing of car insurance including geographical location — making every state’s average cost sightly different.